Overtime Pay Calculator
Calculate overtime pay and time-and-a-half. At $20/hr, 45 hours pays $950 gross ($150 OT) with $816 net take-home in 2026.
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Under the Fair Labor Standards Act (FLSA), most hourly employees must earn at least 1.5x their regular rate for every hour worked past 40 in a single week. Enter your rate and total weekly hours below.
Some employers offer double time for holidays or beyond a daily cap - switch the multiplier if yours does.
2026 Wage & Paycheck Reference Benchmarks
Standard 40-hour workweek (2,080 hours/year) benchmarks comparing gross hourly wages, annual salaries, monthly gross pay, estimated federal income taxes, FICA payroll taxes (Social Security & Medicare), and estimated net take-home pay.
| Hourly Rate | Gross Annual | Monthly | Est. Federal Tax | FICA | Est. Net Take-Home |
|---|---|---|---|---|---|
| $15.00/hr | $31,200.00 | $2,600.00 | $1,564.00 | $2,386.80 | $27,249.20 |
| $20.00/hr | $41,600.00 | $3,466.67 | $2,812.00 | $3,182.40 | $35,605.60 |
| $25.00/hr | $52,000.00 | $4,333.33 | $4,060.00 | $3,978.00 | $43,962.00 |
| $30.00/hr | $62,400.00 | $5,200.00 | $5,308.00 | $4,773.60 | $52,318.40 |
| $40.00/hr | $83,200.00 | $6,933.33 | $9,474.00 | $6,364.80 | $67,361.20 |
| $50.00/hr | $104,000.00 | $8,666.67 | $14,050.00 | $7,956.00 | $81,994.00 |
| $75.00/hr | $156,000.00 | $13,000.00 | $26,174.00 | $11,934.00 | $117,892.00 |
| $100.00/hr | $208,000.00 | $17,333.33 | $38,654.00 | $14,527.00 | $154,819.00 |
*Assumes standard 40 hours per week and 52 weeks per year (2,080 annual hours) for a single filer in tax year 2026 using the IRS standard deduction ($16,100). State and local income taxes are not included.
How the calculation works
Total pay = (min(hours, 40) × rate) + (max(0, hours − 40) × rate × multiplier)
Worked example: $18/hour, 48 hours in a week. Regular: 40 × $18 = $720. Overtime: 8 × $18 × 1.5 = $216. Weekly total: $936 - the OT block alone is worth more than two full regular days.
Frequently asked questions
How is overtime calculated at time and a half?
Overtime pay = hourly rate x 1.5 x overtime hours. If you earn $20/hour and work 45 hours in one week, your five overtime hours pay $20 x 1.5 = $30 each, adding $150 of premium on top of your $800 regular pay: $950 total.
Is overtime required after 8 hours a day?
Federal law (FLSA) only requires overtime past 40 hours in a workweek - not per day. However, some states such as California require daily overtime after 8 hours, so check your state's rules.
Do salaried employees get overtime?
It depends. The salary alone does not decide it - job duties and pay level determine exemption. Many salaried workers are legally non-exempt and owed overtime. The DOL exemption rules changed in recent years, so verify your classification.
Is overtime taxed more?
No - overtime is withheld like ordinary wages, but because withholding tables assume steady pay, a big OT week may be withheld at a higher bracket temporarily. Your actual annual tax depends on total yearly income, so you generally recover any excess when you file.
FLSA Overtime Pay Rules: Calculation Methods, Exemptions & Legal Standards →
Complete guide to FLSA overtime pay. Learn time-and-a-half calculations, what counts toward your regular rate, and exempt vs non-exempt criteria →
Read full guide with worked examples →Related calculators
Page updated October 02, 2026. Built and tested by PullMesh. See our methodology and sources. Estimates are informational, not tax, payroll, or legal advice.